{"id":408,"date":"2021-10-13T12:24:19","date_gmt":"2021-10-13T16:24:19","guid":{"rendered":"https:\/\/letsmortgage.com\/?page_id=408"},"modified":"2024-03-18T20:04:19","modified_gmt":"2024-03-19T00:04:19","slug":"conventional-loans","status":"publish","type":"page","link":"https:\/\/letsmortgage.com\/loan-types\/conventional-loans\/","title":{"rendered":"Conventional Loans"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#203674&#8243; custom_padding=&#8221;15px||10px||false|false&#8221; box_shadow_style=&#8221;preset3&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.0&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|800|||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;50px&#8221; header_font_size_tablet=&#8221;50px&#8221; header_font_size_phone=&#8221;36px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Conventional Mortgage Lender in Knoxville<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Feature&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;50px|0px|50px|0px|true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;10px||10px||true|false&#8221; custom_margin_tablet=&#8221;0px||0px||true|false&#8221; custom_margin_phone=&#8221;0px||0px||true|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;||0px||false|false&#8221; custom_padding_phone=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|50px|||false|false&#8221; custom_padding_tablet=&#8221;|0px|||false|false&#8221; custom_padding_phone=&#8221;|0px|||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; border_width_right=&#8221;1px&#8221; border_color_right=&#8221;#DDDDDD&#8221; border_width_right_tablet=&#8221;0px&#8221; border_width_right_phone=&#8221;0px&#8221; border_width_right_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;2em&#8221; link_font=&#8221;|600|||||||&#8221; link_text_color=&#8221;#203674&#8243; ul_line_height=&#8221;1.7em&#8221; header_font=&#8221;|800|||||||&#8221; header_font_size=&#8221;60px&#8221; header_line_height=&#8221;1.2em&#8221; header_2_font=&#8221;|800|||||||&#8221; header_2_text_align=&#8221;left&#8221; header_2_line_height=&#8221;1.2em&#8221; header_3_font=&#8221;|800|||||||&#8221; header_3_text_color=&#8221;#184B9C&#8221; header_3_font_size=&#8221;26px&#8221; header_3_line_height=&#8221;2.5em&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;||0px||false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;||||false|false&#8221; hover_enabled=&#8221;0&#8243; text_font_size_tablet=&#8221;24px&#8221; text_font_size_phone=&#8221;20px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_font_size_tablet=&#8221;50px&#8221; header_font_size_phone=&#8221;32px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;1.2em&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>Is a Conventional Mortgage Right for You?<\/h2>\n<p>Conventional loans like other loan programs come in a 15-year or 30-year mortgage.\u00a0 They often have a fixed-rate offering the advantage of a stable monthly housing expense.\u00a0 When you meet down payment (3% for first time home buyers or 5%, 10%, 15% or 20% for previous home owners) requirements you do not carry the expensive mortgage insurance like other loan programs.<\/p>\n<h2>Conventional Mortgage Loans in Knoxville<\/h2>\n<p>John Fleming of Let&#8217;s Mortgage is here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way.<\/p>\n<p>We\u2019ll help you clearly see the differences between <a href=\"\/loan-types\/\">loan programs<\/a>, allowing you to choose the right one for you whether you\u2019re a first-time homebuyer or a seasoned investor in Knoxville.<\/p>\n<h2>Conventional Loan Refinancing in Knoxville<\/h2>\n<p><a href=\"\/refinance\/\">Refinancing<\/a> a conventional mortgage? We can help with that too. We&#8217;ll find the best option and rates for you to get the most out of your conventional refinance.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;2em&#8221; link_text_color=&#8221;#184B9C&#8221; ul_line_height=&#8221;1.7em&#8221; header_font=&#8221;|800|||||||&#8221; header_font_size=&#8221;60px&#8221; header_line_height=&#8221;1.2em&#8221; header_2_font=&#8221;|800|||||||&#8221; header_2_text_align=&#8221;left&#8221; header_2_line_height=&#8221;1.2em&#8221; header_3_font=&#8221;|800|||||||&#8221; header_3_text_color=&#8221;#203674&#8243; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;2.5em&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;||0px||false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;20px||||false|false&#8221; custom_padding_phone=&#8221;20px||||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; hover_enabled=&#8221;0&#8243; text_font_size_tablet=&#8221;24px&#8221; text_font_size_phone=&#8221;20px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_font_size_tablet=&#8221;50px&#8221; header_font_size_phone=&#8221;32px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;1.2em&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h3>The Conventional Mortgage Loan Process:<\/h3>\n<ul>\n<li>Connect with John to gather initial information about you<\/li>\n<li>Receive options based on your unique criteria and scenario<\/li>\n<li>Compare mortgage interest rates and terms<\/li>\n<li>Choose the offer that best fits your needs<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/apply.preferredrate.com\/register&#8221; 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button_bg_color__hover=&#8221;#203674&#8243; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/letsmortgage.com\/wp-content\/uploads\/2021\/10\/knoxville-home.jpeg&#8221; alt=&#8221;30-Year Fixed Rate Mortgages Knoxville&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.24.2&#8243; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;22px&#8221; text_line_height=&#8221;2em&#8221; header_font=&#8221;|800|||||||&#8221; header_font_size=&#8221;60px&#8221; header_line_height=&#8221;1.2em&#8221; header_2_font=&#8221;|800|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_font_size=&#8221;44px&#8221; 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header_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;||30px|&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; custom_padding=&#8221;||||false|false&#8221; text_font_size_tablet=&#8221;24px&#8221; text_font_size_phone=&#8221;20px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; header_font_size_tablet=&#8221;50px&#8221; header_font_size_phone=&#8221;32px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>There is only one way to find out and that is to have a 20 minute conversation with John Fleming or click the apply now button at the top of this page.<\/p>\n<p>During this time we will discuss your plans for a Property, Assets, Income, and Liabilities.\u00a0 There are no documents to turn in just a simple conversation.\u00a0\u00a0<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;\/contact\/&#8221; url_new_window=&#8221;on&#8221; 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We&#8217;ll discuss all of your loan options, what fits best for your budget and for your future plans.<\/p>\n<p>With John Fleming of Let&#8217;s Mortgage, you&#8217;re guaranteed to be in good hands during the home buying process.<\/p>\n<p>We look forward to hearing from you!<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text module_id=&#8221;home-page-gravity-form&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;35px|35px|15px|35px|false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;display:block !important;&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<script type=\"text\/javascript\">var 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